簡單來說，在面對資金需求時，還是建議優先考慮以房屋增貸的方式，來取得較低的貸款利率； A：對於原有的桃園民間二胎貸款利率、額度不滿意的話，只要借款人房屋還有殘值，玉山代書會出面代償二胎，轉增貸至玉山桃園房屋二胎。 相較於一般房貸，�

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